WEALTH MANAGEMENT
Why Provincial Wealth?
We take you from your desires to your reality....
One of the founders of Provincial Wealth, Dave Lucas, commenced providing financial advice in Auckland from 1981. In 2013 he moved to the Wellington/Wairarapa region. His industry experience has involved all areas of personal finance and business risk management. Dave is the key adviser in the business and holds the globally recognised mark, Certified Financial Planner.
Our firm has a complete and inclusive methodology in helping people achieve their financial independence. We do this by employing a precise 6-step process that puts client’s best interest first. As an adviser, Dave belongs to the following associations and complies with their code of ethics and practices:
∞ Financial Advice NZ – Trusted Adviser and Certified Financial Planner
∞ The Million Dollar Round Table - USA - Life member
There is a requirement to maintain a high professional level of conduct as a member of these associations which is above the minimum standards set by the Financial Markets Authority and the Code of Professional Conduct.
We pride ourselves on managing our advice process in such a way that you are kept up to date on a regular basis with monitoring of the goals-based advice provided. With our strong ethic toward continuing education, staying in touch with the global economic conditions and our evolving investment philosophy, our advice will deliver relevant
recommendations.
In our day-to-day work, we use independent research from several major local and global research companies, to blend investment and insurance advice that will guide you towards financial independence. Our administration team follow a clear focus, you are our priority and that we will attend to all enquiries promptly and professionally.
Our Advice Process
We will consistently employ a series of vital steps to help you achieve your goals and dreams.
Cash Flow Management
The way that you manage your day to day cash flow will have an impact on your ability to create the lifestyle you wish to have not only now but all the way along life’s journey.
As incomes increase during the various lifecycles, you need to pay particular attention to how much of your hard-earned money you keep and have left to build your wealth.
Planning in the Latter Years
When you engage with Provincial Wealth to deliver your retirement adequacy plan, you will be led through a well proven six step process. This six-step process will provide you with a clear strategy plan and lead you on the right pathway to the lifestyle hoices you desire in life.